Welcome to the 21st century... there is no privacy

The Co-operators Insurance Company will be checking the credit rating of its clients and will use the information to determine what rates they will charge for home insurance. Customers were informed of the change. If you refuse to let them have access to your credit rating, "we must assume the lowest possible score which may [LOL!] result in a higher premium." This is not considered a violation of privacy because customers are asked for permission to accesses the credit information. The insurance company sees a relation between bad credit habits and bad home upkeep - which supposedly makes you a higher risk for home insurance.

If GPS tracking becomes standard on all cars, you know insurance companies will be getting that information to see how often you speed or how far you drive every year as a basis for car insurance rates.......