I had never heard of hole-in-one insurance before. I don't golf, so this should be no surprise. The idea is that you can take out hole-in-one insurance in North America. The idea is, if you achieve the elusive goal, you get a prize. Corporations often get this insurance to pay potential prizes to their employees who play in company tournaments.
In Japan, they get the insurance for a slightly different reason. If you score a hole-in-one in Japan, it is you who must get gifts for your friends. All of them. The average cost of achieving a hole-in-one is $15,000. Insurance helps take care of that.
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